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| Educational Intervention to Improve Health Insurance Literacy for International Students: A Systematic Literature Review
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Abr?o da Silva Guterres, Miguel B. and Lazar, Bruce, MBA., DM., Abr?o da Silva Guterres, M.
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Abstract:
Universities in the United States require students to enroll in student insurance plans as part of their university policy. However, many international students often find it difficult and confusing to understand insurance terms and the benefits of health insurance itself. This review aimed to determine whether the use of educational interventions among international students attending a university in the United States improves health insurance literacy. This literature search used databases such as academic search complete, Medline, and ERIC (EBSCO) and followed the favored reporting elements for meta-analysis and systematic review guidelines. Thematically the analysis of data from 15 relevant articles germane to the study using a screening process limited to exclusion and inclusion criteria relevant to the research question. Three themes emerged relevant to the study topic and research question that transpired from the literature during the data analysis process. These three themes are the importance of increasing health literacy (67%), health information-seeking behavior (20%), and access to adequate educational tools to increase health literacy (33%). The finding showed that many international students have a knowledge deficit in health insurance literacy. The results also displayed those adequate and proper educational tools could help increase health insurance literacy among international students. The implication of these findings provides university administrators, health administrators, and health insurance providers an opportunity to determine appropriate educational interventions to enhance the ability of international students to understand health insurance.
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