Abstract:
Objective: The main objective of this study is to study the financial obstacles to business creation among young people in sub-Saharan African countries and more particularly young graduates in the Democratic Republic of Congo (DRC). Methodology: A qualitative research design was applied. Semi-structured interviews were conducted with young Congolese graduates in Kinshasa. Results: The results reveal that the difficulties of obtaining funds to finance the entrepreneurial project are enormous for young people in sub-Saharan African countries. This is the main source of vulnerability, a constraint and an important blocking element when setting up a business. Young Congolese graduates experience serious difficulties in accessing financing and credit during business creation. Moreover, they lack the personal funds to start their own business. Therefore, easy access to finance and credit is important to foster business creation among young graduates. Practical implications: Knowledge of financial barriers and the means to overcome them can have important implications for the creation, development and growth of small, micro and medium enterprises for young entrepreneurs in general and for young graduates in the Democratic Republic of the Congo. The fight against these obstacles can help encourage the realization of entrepreneurial projects through the creation of businesses by young Congolese graduates. Originality/Value: Youth entrepreneurship in the Democratic Republic of Congo is little studied. This research is an independent and comprehensive analysis of financial barriers among young graduates in one of the understudied entrepreneurial developing countries. Its operational aim is the development of entrepreneurship and the realization of entrepreneurial projects of young Congolese.
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