International Journal of Academic Multidisciplinary Research (IJAMR)   Year: 2023 | Volume: 7 | Issue: 3 | Page No.: 40-46 Agricultural Loans and Farmer's Livelihood in Uganda a Case Study of Nyakayojo Sub County in Mbarara District Download PDF Ayesiga Collins, Dr Ariyo Gracious Kazaara, Asiimwe Isaac Kazaara Abstract: The investigation into agricultural loans and farmers' livelihoods in Nyakayojo Sub-County, which is part of Mbarara District, was the main goal of the study. In particular, the researcher wanted to determine whether food production borrowed money had an impact on farmer health in Nyakayojo sub-county, determine the relationship between agricultural loans and farmer income level in Nyakayojo sub-county, and determine the relationship between agricultural loans and farmer output level in Nyakayojo sub-county. By using a cross-sectional survey approach, the researcher collected information from 40 landowners at random. The large percentage of the selected farmers earn among UGX 201,000 and UGX 400,000 per month, the large percentage of them generated and over 500 kilograms (kg) per season, agricultural loans significantly increase farmers' incomes and output levels, and the majority of farmers disapproved of the notion that agricultural loans might improve farmers' health. The researcher came to the conclusion that agricultural loans significantly increase farmers' income and output levels, and that most farmers opposed the notion that agriculture loans may improve farmers' health. The researcher suggests that low-interest loans be made available to farmers in Nyakayojo Sub County in order to increase their working capital and, as a result, the growth of output and income.