International Journal of Academic and Applied Research (IJAAR)
  Year: 2023 | Volume: 7 | Issue: 4 | Page No.: 19-25
The Affordable Care Act's Influence on Healthcare Access and Coverage: A Comprehensive Review Download PDF
Fnu Muskan, Graduate Student and Thomas Shaw, Ph.d, MBA

Abstract:
The ACA or Obamacare, has been a landmark event of the Obama administration, aimed at providing universal coverage to the US population through insurance exchanges, market reforms, insurance subsidies, and Medicaid expansion. Persistent disparities in health insurance coverage among different ethnic and racial groups have been a concern for policymakers and healthcare practitioners, and the ACA has provided health insurance options for individuals from low- and middle-income households. Over the last decade, the ACA has had a transformative impact on healthcare, offering health insurance to millions of Americans and saving lives. However, there have been continued, persistent challenges upon the constitutionality of the ACA, which may hamper its long-term sustainability. Despite this, the comprehensive coverage provided by the ACA and Medicaid expansion have improved healthcare access and equity for families across the country. This literature review aims to examine the impact of the ACA on health insurance coverage from 2015 to 2021, with a particular focus on uninsured individuals and Medicaid expansion.