International Journal of Academic Management Science Research (IJAMSR)
  Year: 2023 | Volume: 7 | Issue: 4 | Page No.: 10-17
On the Relationship Between the Dynamics of Interest Rates on Deposits and Loans in the Banking Sectors of Australia, Canada, China, Brazil and South Africa Download PDF
Svitlana Osypova, Nadiia Viadrova, Vyacheslav Lyashenko

Abstract:
The continuous movement of financial flows makes it possible to achieve stable economic functioning and development. In this process, a significant role is assigned to banking institutions. Banks are able to generate various financial flows with specified characteristics and parameters. For appropriate management, various tools are used that directly or indirectly affect banking activities. In this aspect, it is important to take into account interest rates. Here we single out interest rates on credit and deposit operations, which determine the essence of conducting the main activities of banks. We compare the dynamics of changes in interest rates on loans and deposits. For these purposes, we use the methods of statistical analysis. Methods of statistical comparison of data are also applied. We consider the relationship between interest rates for different countries. This helps to take into account the influence of individual factors and get more objective results. The presented graphs help to understand the course of our study and evaluate the results obtained.