Title: The Role Of Governance Principles In Contributing To The Success Of Digital Transformation In Banks
Authors: Dr. Abdul Rahman Muhammad Rashwan, Dr. Eitedal M.S Al Helou , Eman Ali Taha, Amera M Arhim
Volume: 9
Issue: 1
Pages: 24-50
Publication Date: 2025/01/28
Abstract:
The study mainly aimed to identify the role of governance principles in contributing to the success of digital transformation in banks Palestinian, the analytical descriptive approach was relied upon to clarify and clarify the theoretical framework through previous studies, periodicals and scientific theses, and analyzed the results of the field study and tested hypotheses using the statistical program (SPSS). The questionnaire was also used as a research tool and was distributed after evaluation and arbitration by a number of specialists to the study population of (45) managers of bank branches operating in the Gaza Strip, and a comprehensive enumeration method was used due to the small size of the community.The results of the study also proved that there is a role for the principles of governance represented in (the tasks of the board of directors Administration, Board practices and conflicts interests ,Disclosure transparency ,risk management) in contributing to the success of the transformation digital, I also found that the boards of directors of banks listed on the Palestine Exchange are developing strategies that include (policy Risks ,plans the job, Objectives, Overseeing expenditures) and effectively monitoring the implementation of these strategies. The study also recommended the need to rely on corporate governance as a reliable solution for the success of digital transformation in banks listed on the Palestine Exchange. Where effective governance contributes to achieving investment returns and reduces the risks it faces, and contributes to obtaining competitive advantages more than other banks that do not have effective governance, and it is necessary to go towards further application of the principles of governance and to develop the necessary plans for the advancement of banks and financial institutions that suffer from lack of the use of digital technology within it, and the lack of expertise and specialized cadres that help in its development and transformation into a digital and technical form.