Title: The Impact of Digital Payment Systems on Financial Inclusion in Uganda: A Case Study of Mobile Money Services In Kampala District
Authors: Dr Ariyo Gracious Kazaara
Volume: 9
Issue: 2
Pages: 39-44
Publication Date: 2025/02/28
Abstract:
This study examined the impact of digital payment systems, specifically mobile money services, on financial inclusion in Kampala District, Uganda. The research assessed the extent of mobile money adoption, identified key barriers to access and usage, and evaluated its influence on financial transactions, savings, and credit accessibility. A cross-sectional research design was employed, utilizing both primary and secondary data. Data was collected through structured questionnaires administered to individuals and businesses using mobile money services. The study applied multiple logistic regression analysis using SPSS and STATA to determine the significance of various socio-economic factors influencing mobile money adoption and its effect on financial inclusion.